The Higher Education Loans Board (HELB) has officially launched its application window for the 2025–2026 academic year, providing both loans and scholarships to eligible students in universities and Technical and Vocational Education and Training (TVET) institutions.
With the deadline set for August 31, 2025, prospective applicants are encouraged to complete the process early to avoid last-minute setbacks.
Here is a detailed, step-by-step guide to help you apply successfully using the Higher Education Financing (HEF) portal:
1. Visit the Official Portal
Start by visiting any of the following websites:
Click on the “Student Portal” to begin the process.
2. Account Creation
If you’re applying for the first time, you must create an account. You’ll be asked whether you have a National ID:
- If YES, enter your ID number and your first name as it appears on your ID. Choose your citizenship type (Kenyan or foreign) and validate the information.
- If NO, enter your KCSE Index Number and select the year you sat for the exam. Then validate your data.
After validation, fill in your email address and create a password. You must confirm your email address by checking your inbox or spam folder for an activation link.
3. Login to Your Account
Once your account is activated via email, log in using your registered email and password.
4. Complete Registration
You’ll be prompted to:
- Enter a valid phone number to receive a verification code.
- Confirm your KCSE index number or ID number.
- Fill in required personal details like full names and location.
- 5. Fill in Your Profile
After registration, complete your biodata, including:
- Residence and postal address
- Primary and secondary school details
- Institution details (university/college)
You must also give consent for your personal data to be processed.
6. Provide Family and Academic Details
Submit:
- Parent or guardian information
Course and program code (as per your admission letter)
7. Submit Scholarship/Loan Request
Under the loans and scholarships section:
- Indicate the type of financial aid you’re applying for.
- Accept the terms and conditions of the loan.
- Provide guarantor details and bank or mobile payment details.
- Double-check all fields before submission.
Click Submit to complete your application.
Final Tips
- Keep your email active for future updates.
- Ensure all documents are genuine and data is accurate.
- Start early—do not wait for the final days.
This streamlined process is part of the government’s new Higher Education Financing model, which aims to support needy and deserving students across the country. With the HELB portal now active and KUCCPS placement results released, the journey to higher education for 2024 KCSE candidates is well underway.