List of Insurance Companies in Nakuru Kenya | Best Insurance Providers 2026
Looking for trusted insurance companies in Nakuru? Discover a complete, updated list of licensed insurers offering medical, motor, life, business, and property insurance in Nakuru town. Compare, choose, and save today.
Why Nakuru Is a Growing Insurance Hub
Nakuru has rapidly evolved from a regional town into one of Kenya’s most important commercial and residential centres. With its expanding population, thriving real estate market, transport sector, agribusiness, SMEs, and rising middle class, the demand for insurance services in Nakuru has grown significantly.
Today, Nakuru hosts branches and agencies of major licensed insurance companies in Kenya, offering solutions ranging from motor insurance and medical cover to life assurance, business insurance, and asset protection.
This comprehensive guide provides a detailed list of insurance companies in Nakuru, what they offer, who they serve, and how to choose the right insurer for your needs.
Why Insurance Is Important in Nakuru
Insurance is no longer optional. In Nakuru, it plays a critical role in:
- Protecting vehicle owners from financial loss
- Covering medical emergencies and hospital bills
- Securing businesses against fire, theft, and liability
- Safeguarding homes, rental properties, and farms
- Providing long-term financial security through life and investment policies
With increasing risks linked to health costs, road accidents, climate change, and business uncertainty, choosing the right insurance company in Nakuru can save millions in the long run.
List of Insurance Companies in Nakuru
Below is a carefully curated list of popular and trusted insurance companies with a presence in Nakuru. These companies offer various covers tailored for individuals, families, and businesses.
1. Jubilee Insurance – Nakuru Branch
Jubilee Insurance is one of the most recognized insurers in Nakuru, known for reliability and wide coverage options.
Key Insurance Products:
- Comprehensive and third-party motor insurance
- Medical insurance for individuals, families, and corporates
- Life insurance and education plans
- Business and asset insurance
Why Choose Jubilee in Nakuru?
- Strong hospital and garage network
- Fast claims processing
- Trusted by corporates and institutions
2. APA Insurance – Nakuru
APA Insurance is a household name offering both general and medical insurance solutions.
Insurance Covers Available:
- Motor vehicle insurance
- APA Health medical insurance
- Home and property insurance
- Travel and personal accident insurance
Ideal For:
Families, professionals, and small businesses in Nakuru town.
3. Britam Insurance – Nakuru
Britam is widely known for combining insurance with investment solutions.
Main Products:
- Life insurance and investment plans
- Medical insurance
- Motor and commercial insurance
- Pension and savings plans
Standout Feature:
Flexible policies designed for long-term financial growth.
4. CIC Insurance Group – Nakuru
CIC Insurance has a strong cooperative and SME customer base in Nakuru and the wider Rift Valley.
Products Offered:
- Motor insurance
- Medical insurance
- Agricultural insurance
- Business and SME covers
Why CIC Is Popular in Nakuru:
- Affordable premiums
- Strong community presence
- SME-friendly policies
5. UAP Old Mutual – Nakuru
UAP Old Mutual is known for premium insurance services and financial planning.
Key Covers:
- Life and medical insurance
- Motor and asset insurance
- Corporate insurance solutions
- Retirement planning
Best For:
Professionals, companies, and long-term planners.
6. ICEA LION Insurance – Nakuru
ICEA LION combines insurance, investment, and wealth management.
Available Insurance Options:
- Life assurance
- Education policies
- Medical insurance
- Motor and property insurance
Unique Advantage:
Strong focus on wealth creation alongside risk protection.
7. Heritage Insurance – Nakuru
Heritage Insurance is well-established in general insurance.
Popular Covers:
- Motor insurance
- Fire and burglary insurance
- Marine and cargo insurance
- Engineering insurance
Ideal For:
Businesses, transporters, and traders in Nakuru.
8. GA Insurance – Nakuru
GA Insurance is known for competitive pricing and fast service.
Key Products:
- Motor private and commercial insurance
- Medical insurance
- Personal accident cover
- Property insurance
Why Many Choose GA:
Affordable premiums and quick policy issuance.
9. Directline Assurance – Nakuru
Directline focuses primarily on motor insurance.
Services Offered:
- Comprehensive motor insurance
- Third-party motor cover
Best For:
Private car owners and PSV operators looking for simple motor insurance solutions.
10. Madison Insurance – Nakuru
Madison Insurance provides both individual and corporate insurance solutions.
Key Covers:
- Medical insurance
- Motor insurance
- Group life insurance
- Business insurance
Strength:
Strong medical insurance plans with extensive hospital networks.
11. Invesco Assurance – Nakuru
Invesco is known for flexible insurance packages.
Insurance Solutions:
- Motor insurance
- Fire and domestic insurance
- Medical insurance
- Contractor and engineering covers
12. Kenindia Assurance – Nakuru
Kenindia Assurance is popular for both retail and commercial clients.
Available Covers:
- Motor and PSV insurance
- Medical insurance
- Business insurance
- Travel insurance
Types of Insurance Covers Available in Nakuru
Motor Insurance
Mandatory in Kenya. Options include:
- Third-party cover
- Comprehensive motor insurance
Medical Insurance
Covers hospital bills, outpatient services, maternity, and emergencies.
Life Insurance
Provides financial security for dependents in case of death or disability.
Business Insurance
Protects businesses from fire, theft, liability, and losses.
Home & Property Insurance
Covers houses, rental buildings, and household contents.
Agricultural Insurance
Important for farmers in Nakuru and surrounding areas.
How to Choose the Best Insurance Company in Nakuru
Before choosing an insurer, consider:
- Claims reputation
- Premium affordability
- Customer service quality
- Hospital or garage network
- Policy flexibility
- Financial stability
Always read policy terms carefully and ask questions before signing.
Frequently Asked Questions (FAQs)
Which is the best insurance company in Nakuru?
The best insurance company depends on your needs. Jubilee, Britam, CIC, APA, and UAP Old Mutual are among the most trusted.
Is motor insurance mandatory in Nakuru?
Yes. Third-party motor insurance is legally required in Kenya.
Which insurance is best for families in Nakuru?
Medical and life insurance policies are ideal for families.
Can small businesses in Nakuru get insurance?
Yes. Most insurers offer SME and business insurance packages.
Are insurance companies in Nakuru licensed?
Reputable insurance companies operating in Nakuru are licensed by the relevant regulatory authorities.
Choosing the Right Insurance in Nakuru
Nakuru offers a wide selection of reputable insurance companies catering to diverse needs. Whether you are looking for motor insurance, medical cover, life assurance, or business protection, there is an insurer in Nakuru ready to serve you.
By selecting the right insurance company, you secure not just compliance—but peace of mind, financial stability, and long-term protection.
